Just as in selling a home, there are numerous things to take into consideration when buying a home. If you find a home you love, it is extremely important to have a home inspection performed by a qualified contractor to determine if it is worth it for you to make such a large investment. Unless it is a brand new home, chances are there will be a list of items suggested by the inspector that need to be addressed before purchasing the home. You can ask the seller to repair things on that list or lower the purchase price of the home to cover the cost of repairs. So what happens when the inspector tells you that the home you are thinking about buying needs a new roof?
Before you decide to move on to another house, keep in mind that you have several options, and that you have some negotiating power in this particular situation. Insurance companies typically won't issue a policy on a home with a roof that is at the end of its lifespan, and most mortgage lenders require homeowner's insurance before approving the loan. That results in the seller only being able to sell the house to someone who can pay cash, and they would have to discount the sales price of the home significantly. It is in the seller's best interest to work out a deal with you to replace the roof, especially because the same issue will come up with anyone else interested in buying the house. Your options at this point are:
Don't let a bad roof cause you to change your mind on a home you are interesting in buying. Ask your realtor to help you figure out the best way to move into a home with a brand new roof that will last for years to come. At Bill White Roofing and Specialty, we will be glad to help you in any way we can.
Bill White Roofing and Specialty
3172 Shannon Wenonah Rd
Bessemer, AL 35022
Sunday By Appointment
Monday 8 am-4:30 pm
Tuesday 8 am-4:30 pm
Wednesday 8 am-4:30 pm
Thursday 8 am-4:30 pm
Friday 8 am-12 pm
Saturday By Appointment
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AL Home Builders License #24288
AL General Contractors License #25026